If you’re house hunting, you’ve probably wondered about the comps for new construction vs. existing home prices. Historically, choosing a brand-new build meant paying a noticeable premium. Today, that narrative is changing fast. In fact, the new home price premium has shrunk to historic lows both nationally and right here in Texas. 

For homebuyers, this is a massive opportunity. Rather than a sign of market distress, this is a unique buyer’s moment. Across Dallas-Fort Worth, Austin, and Houston, new home inventory has grown, and builder incentives are highly active, making this an incredibly exciting time to shop for a home.

What Is the New Home Price Premium — and Why Did It Exist?

To put it plainly, new homes have historically cost a bit more per square foot than older, existing homes. This made sense because you were paying for the peace of mind that comes with brand-new materials, systems, and appliances that have zero wear and tear.

When you buy a brand-new home, you benefit from energy-efficient construction built to the latest building codes. You also receive robust builder warranties—typically a 1-2-10 structure covering workmanship for 1 year, mechanical systems for 2 years, and structural elements for 10 years. 

New homes have also traditionally been built larger than resale homes — with higher ceilings, open floor plans, and more square footage — which added a size-based component on top of the quality-based one. Taken together, buyers were essentially paying extra for the certainty of a move-in-ready product with no hidden repair costs and none of the wear that comes with an older home.

New Construction vs. Existing Home Prices: How Much Has the Gap Closed?

To understand how much the market is working in your favor, let’s look at the data.  The premium for a new home in Texas fell from around 53% in 2015 to roughly 6% in early 2025. More recently, the premium has shrunk even more. The National Association of Home Builders (NAHB) reports that, according to U.S. Census Bureau and National Association of Realtors data for Q1 2026, the national new-home price premium is gone. The median price for a new-construction home ($403,200) in the U.S. for Q1 2026 was slightly lower than that for an existing home ($404,600). 

What does this mean for you? It means that new homes now offer much better value per square foot compared to existing homes in many markets. If you felt priced out of new construction a few years ago, you will likely find that today’s new construction home price is very much within reach!

Why Is the New Home Price Gap Closing in Texas?

A few key factors are driving this buyer-friendly trend:

• Builder Incentives: Builders are actively working to close the affordability gap. In 2025, more than 60% of builders nationally used sales incentives to reduce the effective home price by an average of 5%. We see this clearly in the new home builder incentives that Texas buyers are securing today, such as mortgage rate buydowns, closing cost credits, and exciting design upgrades.
• Tight Resale Inventory: In highly desirable areas, a limited supply of existing homes has pushed resale prices up. This naturally narrows—and sometimes entirely eliminates—the traditional gap between a new vs. resale home Texas buyers are evaluating.
• Market Share Shifts: Because of the incredible value, new home sales are steadily gaining market share over older resale homes.

New Home Prices in Dallas, Austin, and Houston: What Buyers Should Know

Whether you’re exploring home prices in Dallas, checking new home prices in Austin, or researching Houston, Texas new home prices, there is a lot to be excited about:

• DFW: The Metroplex ranks among the top metros in the country for inventory growth.  In suburban growth corridors, new construction is filling the gap left by tight resale supply, often giving you more home for your money. This gives you lots of options for more affordable homes near Dallas and Fort Worth, with much less competition than in recent years.
• Greater Houston: Houston’s suburban corridors are among the most active new construction markets in the country. Houston ranked second in the nation for new home construction activity in early 2026, with 9,239 new building permits issued and 3,535 new construction homes sold in just January and February alone. Builders are delivering strong value outside the urban core, where more land, newer infrastructure, and competitive pricing come standard.
• Austin: For those searching for affordable homes near Austin, the timing has rarely been better — the area has experienced one of the strongest shifts toward buyer-friendly new home pricing in the entire South. According to Zillow, average home values in Austin (as of April 2026) are down 5.4% from last year, roughly 24% below their peak in May 2022.

For 38 years, Hillwood Communities has been creating vibrant residential communities in DFW, suburban Austin, and the Greater Houston area. All of our current new home communities and future communities offer modern new construction homes, outstanding amenities, proximity to top schools and employment corridors, and a variety of price points to fit your needs.

Beyond the Price: Why New Construction Delivers Long-Term Value

A shrinking price premium simply means you’re getting more for your money. When considering the new home value Texas offers, remember that the benefits extend far beyond your closing day:

• Current Building Codes: Enjoy better insulation, energy-efficient appliances, and noticeably lower utility bills.
• Unmatched Warranty Protection: Your builder’s warranty will cover workmanship, mechanical systems, and structural defects—protection you simply don’t get with a resale home. 
• Predictable Costs: Enjoy lower and more predictable maintenance costs during your early years of ownership. 
• Thoughtful Modern Designs: Our builders include features buyers want most, like open-concept layouts, flex rooms, dedicated offices, and cozy primary bedroom suites, plus optional upgrades to add even more to your home.

FAQs About New Home Prices in Texas

Is Buying New Construction in Texas the Right Move Right Now?

When you combine a narrowing price gap, generous builder incentives, expanded inventory, and the lasting benefits of owning a brand-new property, it’s clear that now is a buyer’s moment. Whether you are looking in Dallas-Fort Worth, Austin, or Houston, you can get incredible value for your investment.

We invite you to visit one of our communities to experience the Hillwood difference for yourself. Come explore the lifestyle, walk the neighborhood, and envision your family’s future here. To find the perfect place to put down roots, plan a visit to one of our communities.

Our new-construction builders have homes available, and many are offering incentives, so now is a great time to buy!

Home design in 2026 is warmer, more personal, and more connected to the natural world than it has been in years. If you are shopping for a new home or thinking about how to make your next house feel like yours from day one, these are the trends worth knowing about.

Biophilic Design

The idea behind biophilic design is simple: people feel better when their homes are connected to the natural world. That means maximizing natural light, incorporating living plants, and choosing materials that feel organic rather than manufactured. It is less a decorating style than a guiding principle — one that shows up in how a room is oriented toward windows, how plants are clustered to create a sense of lushness, and how wood and stone are used as primary surfaces rather than accents.

If you are moving into a new home and want to build on it, a mix of heights goes a long way — one larger floor plant paired with a few smaller ones at varying levels creates the layered, natural feel that makes a room come alive.

Natural and Tactile Materials

Cool grays and stark whites dominated home design for most of the last decade. What has replaced them is warmer and more grounded — natural wood in rich walnut and white oak tones, stone that you actually want to touch, woven textures like rattan and grasscloth that bring an organic quality to furniture and walls alike.

The appeal of these materials is that they age well. A dining table in natural wood looks better after five years of use than it did on day one. Rattan chairs develop character. Stone countertops and floors become more themselves over time. That is a different value proposition from the polished, uniform surfaces that defined the previous decade, and it resonates with buyers who see a home as a long-term investment rather than a backdrop for a social media photo.

In practical terms, this shows up in cabinetry with visible wood grain, stone that carries through from countertops to backsplashes, and furniture that mixes materials — like wood, leather, cane, and other natural textures — in a way that feels collected rather than matched.

Architectural Paint Details

For a long time, the default in new construction was white walls, white ceilings, and white trim. That era is over. In 2026, paint is being used as a genuine design tool — one that can transform a room without changing a single piece of furniture.

The most talked-about technique right now is color drenching, where walls, ceiling, trim, and baseboards are all painted the same color. The effect is immersive in a way that painting just the walls never achieves. A media room is a natural fit — going dark on every surface, including the ceiling and baseboards, creates a theater-like quality that a room with white trim simply cannot match. It also looks more intentional, which is the point. The color itself matters less than the commitment to carrying it through every surface.

Beyond full color drenching, designers are painting ceilings in warm tones rather than defaulting to white, using earthy wall colors like terracotta, warm charcoal, and muted olive, and treating trim as part of the color story rather than an afterthought. These are all changes a homeowner can make after move-in, and any one of them can shift the feel of a room significantly.

Wallpaper and Pattern

Wallpaper never fully disappeared, but it spent about fifteen years being treated as something your grandmother had, and you eventually stripped off. That has changed. Wallpaper is now one of the first things designers reach for when they want to give a room a strong identity quickly, and the options available today — botanical prints, textured grasscloth, abstract murals, stone and plaster-effect coverings — are a long way from the floral patterns of the past.

The approachable version of this trend, and the one most likely to appeal to a wide range of homeowners, is the single accent wall. A papered wall behind a bed, for instance, functions like an oversized headboard — it anchors the room and gives it a focal point without requiring a full commitment. The key is keeping a shared color running through the different patterns so they feel related rather than competing.

Flexible and Multi-Use Spaces

Remote work changed what people need from their homes, and floor plans are catching up. The shift is not a rejection of open-concept living — kitchens that flow into living areas are still the norm and likely always will be — but a recognition that open-concept living alone is not enough when two people are working from home, and a third is doing homework.

What buyers are looking for now is a home that can do more than one thing at once. A dedicated office that can be closed off from the rest of the house. A flex room that works as a guest room this year and a nursery or studio next year. A loft that gives teenagers or visiting family their own space without requiring a second floor plan. These are not luxury features — they are practical responses to the way households actually function today.

Hillwood’s builder partners have recognized this shift. Dedicated home offices, flex rooms, and lofts are common across the communities, giving families the adaptability to use their home differently as their needs change.

Outdoor Living Spaces

Outdoor living has moved well past patio furniture. What designers and homeowners are creating now are genuine outdoor rooms — spaces with dining areas, seating arranged around a fire table, and enough lighting and shelter to be used well beyond the summer months. The distinction between inside and outside has blurred to the point where the backyard is simply another room, designed with the same level of intention as any indoor space.

In Texas, where the climate allows for outdoor living for much of the year, this trend has particular resonance. A fire table extends the season into cooler evenings. A covered dining area makes the space usable even when the weather does not cooperate. The homes that do this well treat the outdoor area as a continuation of the interior rather than an afterthought — consistent materials, comfortable seating, and a layout that actually invites people to use it.

For buyers who want to maximize their outdoor space from the start, many builders in Hillwood Communities offer an enlarged outdoor living area as an optional upgrade. It is the kind of decision that is much easier to make before you move in than after.

Explore Hillwood Communities

Hillwood’s neighborhoods seek to foster a sense of community while still offering residents privacy and ways to personalize their homes. Our meticulously designed amenities give homeowners many opportunities to engage and form bonds with their neighbors. With nearly a dozen master-planned communities throughout Texas, there is a Hillwood community for everyone. Visit our communities to find your dream home!

Many prospective buyers are asking a very important question right now: Is it a good time to buy a house in Texas? The short answer is a resounding yes. While national real estate headlines can sometimes feel uncertain or discouraging, the Texas housing market tells a much brighter story. 

Texas continues to attract an incredible influx of new residents, expanding job opportunities, and massive corporate investments, making it one of the most resilient and dynamic places to live in the country. If you are looking to put down roots and invest in your family’s future, the housing market in Texas offers incredible opportunities that are hard to find anywhere else.

A Snapshot of the Texas Housing Market Right Now

When buyers ask, “How is the real estate market in Texas?” the answer lies in the state’s consistent and undeniable growth. Currently, we are seeing balanced inventory trends alongside steady buyer demand. This is largely fueled by strong population growth, robust job creation, and continuous infrastructure investments that support long-term housing needs. 

Unlike regions experiencing sudden slowdowns, the Texas housing market is bolstered by sustained economic development. The North Texas real estate market, in particular, stands out as one of the most active and exciting regions in the state, offering a highly favorable environment for new construction and vibrant community growth.

Why Texas Continues to Attract Homebuyers

Texas holds a unique and powerful appeal for both families relocating from out of state and current residents ready to upgrade their lifestyle. The economic drivers are well known: 

• There is no state income tax.
• The job market is heavily diversified with expanding industries.
• The cost of living remains significantly lower compared to coastal metros.

But beyond the financial benefits, it’s a lifestyle that truly turns a house into a home. Homebuyers are drawn to the warm climate, the wide-open spaces, and the deeply ingrained sense of community found in our growing suburbs. Whether you are a lifelong Texan or brand new to the Lone Star State, the welcoming culture makes it easy to belong.

The Case for Buying New Construction in Texas

In today’s landscape, choosing a newly built home over an existing, pre-owned house is a strategic move. New homes come with comprehensive builder warranties and modern energy-efficient designs that can save you money in the long run. 

Buyers also enjoy a much greater selection than ever before, compared to the often-limited inventory of older homes. With a new build, you can select a home site and floor plan that perfectly accommodates your family’s needs, rather than settling for what is available in the pre-owned market.

Furthermore, to help buyers navigate current interest rates, many builders are offering incredible incentives—such as rate buydowns, closing cost assistance, and complimentary upgrades. Whether you want to build from the ground up or need a quick move-in option, Hillwood’s new home communities provide thoughtfully designed, livable neighborhoods that elevate your everyday life.

What Hillwood Communities Offers in Today’s Market

As a trusted developer with a 38-year legacy, Hillwood Communities goes far beyond simply building houses. Strategically located in high-growth corridors across the state, our communities keep you close to major employers, highly rated schools, and everyday conveniences.

We create enriching environments where families truly thrive. Our neighborhoods deliver value far beyond the front door, featuring sprawling nature trails, resort-style pools, on-site schools, and convenient retail spaces.

We also pride ourselves on delivering award-winning lifestyle programs. Full-time, on-site lifestyle managers organize hundreds of events—from holiday festivals to outdoor concerts and neighborhood clubs—designed to bring neighbors together. 

Hillwood Communities Across the Texas Housing Market

From the scenic hills of Central Texas to the bustling suburbs of DFW and Houston, Hillwood offers an exceptional lifestyle in the state’s most sought-after regions.

Dallas–Fort Worth / North Texas

In the thriving North Texas real estate market, we currently have 7 active communities: Pecan Square, Harvest, Treeline, Ramble, Landmark, Union Park and Lilyana. These family-centered neighborhoods are defined by incredible nature-centric amenities, top schools, and easy access to DFW’s booming employment hubs—offering a range of home sizes and price points to suit a wide variety of buyers, including those searching for affordable homes near Dallas.

Georgetown / Austin Area

Live in a community that offers the perfect blend of escape and adventure at Wolf Ranch, or look forward to the sweetness of Melina, one of our exciting future new home communities coming soon. These neighborhoods offer authentic Hill Country charm, expansive nature trails, and small-town warmth, all within a short drive of Austin’s strong economy and entertainment offerings.

Greater Houston Area

Our Greater Houston communities—Pomona, Valencia, and Legacy—celebrate diverse, water-themed lifestyles. Enjoy bayou-side trails and a zipline at Pomona, vibrant orange grove-inspired green spaces at Valencia, or lakeside coastal living at Legacy. 

Each neighborhood provides seamless access to Houston’s world-class medical, energy, and tech sectors while offering plenty of breathing room to relax.

FAQs About the Texas Housing Market

Find Your Perfect Home in a Hillwood Community

A picture says a thousand words, but walking the grounds says it all. We encourage you to visit a Hillwood community in person. Come walk our winding nature trails, meet the welcoming neighbors, and see firsthand what makes these lifestyle-focused neighborhoods unlike anything else in Texas.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy!

There is a growing demand for new home communities in Texas as more families and individuals discover the unmatched quality of life the Lone Star State offers. Today’s homebuyers are looking for more than just a house; they want a dynamic, lifestyle-driven neighborhood that fosters genuine connection. That is exactly why so many buyers are drawn to Texas master-planned communities. These meticulously designed neighborhoods offer an incredible blend of nature, modern amenities, and welcoming environments.

Hillwood Communities is thrilled to meet this demand with three remarkable new projects currently in development: Landmark in Denton, Ramble in Celina, and Melina in Georgetown.

Why Buyers Are Choosing Texas Master-Planned Communities

Finding the perfect home goes far beyond the walls of the house; it’s about the lifestyle, convenience, and opportunities your community provides.

Designed for the Way Texans Live

Modern homebuyers want spaces that reflect their love for the outdoors and community. Our neighborhoods feature walkable layouts that make it easy to stroll to a neighbor’s house or the community park. An abundance of green space and miles of winding trails encourage an active lifestyle that incorporates nature, inviting residents to step outside, stay active, and enjoy the beauty of the outdoors every day. 

These amenity-rich environments are intentionally designed with an emphasis on community building, allowing residents to form lasting connections with both the land and each other.

The Value of Texas Planned Communities

Investing in Texas planned communities means investing in a cohesive community vision. Because Hillwood takes a long-term development planning approach, we ensure that every neighborhood evolves beautifully over time. We partner with the highest quality homebuilders to create lasting, beautiful streetscapes. 

Ultimately, the true value lies in the profound sense of belonging residents feel, resulting in the enduring value of buying a home in our new planned communities.

Now Selling: Landmark by Hillwood

Bringing a visionary 3,200-acre development to southern Denton, Landmark by Hillwood is intentionally designed to elevate nature and offer homebuyers a vibrant, mixed-use destination to live, work, play, and learn.

A Denton Destination Guided by the Land

Situated in southern Denton, Landmark is uniquely defined by its surrounding natural areas. For centuries, the distinctive topographic features of Pilot Knob and the Cross Timbers Forest served as a wayfinder for pioneers. Today, these same features provide a breathtaking backdrop for this expansive, 3,200-acre development. 

Residents will enjoy seamless connectivity to the rich resources, vibrant entertainment, and excellent education opportunities of Denton, while living in a peaceful, nature-immersed environment.

Vision, Amenities, and Enduring Appeal

Landmark’s overall vision and design philosophy elevate nature for the benefit of all. Envisioned around an incredible 1,100-acre green ecosystem, the community will feature S.T.E.A.M.-focused learning parks, recreation areas, and extensive trails. At its heart lies a planned 300-acre park and entertainment district offering retail, dining, hospitality, and outdoor activities.

Appealing to a wide variety of homebuyers—from young professionals to growing families—Landmark will feature 6,000 new homes at build out. Through our nine trusted builder partnerships, homebuyers can choose from a diverse range of home designs ranging from the high $300s to $1M+ for the initial phase. This harmonious blend of 5 million square feet of mixed-use space with spectacular residential living sets Landmark apart from typical Texas new home communities.

Model homes are open and new homes are available at Landmark now!

Now Selling: Ramble by Hillwood

Inviting future residents to wander naturally where all paths lead home, Ramble by Hillwood is our breathtaking new planned community in Celina that seamlessly weaves the rhythms of everyday living into the natural landscape. Set within the rolling North Texas prairie, woodlands, and wetlands, Ramble is uniquely envisioned as a community designed within a park where natural beauty, gathering spaces, and walkable connections shape everyday life.

Live and Wander Naturally in Celina

Located just two miles north of downtown Celina, Ramble spans 1,380 acres of scenic natural landscapes and thoughtfully integrated open-air spaces. The land’s rolling hills, water features, and mature trees inspired a community planning philosophy rooted in nature and everyday wellness. A seven-mile greenbelt known as the Ramble Trailway will anchor an expansive network of trails, parks, lakes, and open spaces that weave through neighborhoods, encouraging residents to walk, explore, and reconnect with the outdoors. With places designed to gather, wander, and wonder close to home, Ramble invites residents to slow down, observe the beauty of the land, and experience life at a more balanced pace.

Embracing the Evolution of Suburban Dallas New Home Communities

Ramble beautifully reflects the evolution of new home communities north of Dallas by prioritizing meaningful connections to both nature and neighbors. Thoughtfully planned amenity spaces, lifestyle programming, and outdoor experiences will activate Ramble’s green spaces and gathering areas with events, festivals, clubs, and nature-focused activities that inspire wellness and community. Designed to educate, expose residents to nature, and foster environmental stewardship, Ramble encourages people of all ages to develop a deeper appreciation for the land while enjoying a lifestyle that feels both restorative and vibrant.

Additionally, Ramble offers unbeatable connectivity to surrounding employment and growth areas. Located between Preston Road and Custer Road, the community is just a short drive from Frisco’s premier destinations, including Stonebriar Centre, while still maintaining the charm and welcoming spirit of family-friendly Celina.

Ramble’s five new construction builders are now selling, with model homes opening in Spring 2026.

Coming in 2027: Melina by Hillwood

Set to become a vibrant hive of connection to the north of Austin, Melina by Hillwood is a beautifully planned 200-acre community where warmth, joy, and authenticity naturally bloom.

Cultivating Connection in Georgetown

Located on 200 acres in southeastern Georgetown, near University Boulevard and SH 130, Melina boasts a strategic location and accessibility. The community’s design approach pays homage to Williamson County’s agricultural heritage. Its name derived from the Greek word for “honey,” Melina is envisioned as a hive of connection where warmth and authenticity bloom.

Designed for the Future

Targeting homebuyers looking for top-tier Georgetown ISD schools and a vibrant, connected lifestyle, Melina will feature approximately 840 homesites. Anticipated amenities and shared spaces include miles of trails, three scenic lakes, pollinator gardens, a covered pavilion, an open-play field, sports courts and a spectacular resort-style pool.

Through carefully curated builder partnerships, Melina will offer a beautiful range of home styles crafted with natural harmony in mind. As one of the most exciting new home communities in Texas, Melina perfectly captures Hillwood’s long-term value proposition of quality and livability.

Model homes at Melina are scheduled to open in Spring 2027.

What Sets Hillwood Communities Apart

Guided by Ross Perot, Jr., Hillwood Communities brings a 38-year legacy of master planning to every project we touch. Our intentional design philosophy guarantees a perfect balance of nature and neighborhood. Through our signature Lifestyle by Hillwood℠ programming, we provide an enriched sense of community where residents can gather for block parties, outdoor concerts, and holiday celebrations.

It is this commitment to quality that has cemented our reputation among Texas home communities and earned us numerous awards within our industry. You can see this dedication firsthand when exploring our current communities. 

Everything we do is rooted in our guiding principles, the five key tenets that guide our thinking, planning, and execution. This approach to placemaking has allowed us to create dozens of Texas home communities that deliver lasting value and a rewarding life for homeowners. 

FAQs about Texas Planned Communities Opening Soon

Be Among the First to Call These Communities Home

With demand growing for Texas new home communities, there is tremendous excitement surrounding Landmark, Ramble, and Melina. We encourage potential homebuyers and real estate agents to take advantage of getting in early at these unique developments. Explore our exciting future communities, join their interest lists, and plan a visit today.

If the last few years of the housing market taught us anything, it’s the value of patience and perspective. As we settle into 2026, the horizon looks significantly brighter for the Texas real estate market. After a period of volatility and hesitation, we are finally seeing a more encouraging environment that is bringing buyers back off the sidelines.

While no one has a crystal ball, the current economic landscape suggests a shift toward stability. Through concerted efforts by federal leadership and the Federal Reserve to manage inflation and stabilize the economy, interest rates are finding a new, more manageable normal. For the prospective homebuyer, this is welcome news.

However, the headline rates don’t tell the whole story. While the broader market stabilizes, buyers in the new home market are finding unique advantages that aren’t available in the resale world. Builders are eager to move inventory and are actively incentivizing demand, often securing mortgage rates for their buyers that are well below the national average.

Current New Construction Mortgage Rates: 2026 Outlook

When you search for current new construction mortgage rates, you might see a wide variety of numbers. It is important to look at the trend lines. Compared to the peaks we saw previously, rates have eased, offering relief to monthly budgets.

The national trend is moving toward equilibrium. Inflationary pressures have cooled, allowing lenders to offer more competitive products. For Texas buyers, this is particularly relevant. The Lone Star State continues to outperform much of the country in economic resilience, meaning our housing market remains robust without being as susceptible to the drastic swings seen on the coasts.

However, waiting for rates to bottom out can be a gamble. The short-term outlook for the next six months suggests stability, but savvy homebuyers know that timing matters now. By reviewing builder deals and promotions today, you can often “lock in” a rate that beats the market average, turning a good outlook into a great monthly payment.

Texas Mortgage Rates News: What to Know Right Now

When following Texas mortgage rates news, it is easy to get lost in national headlines. Here is the reality on the ground: Texas remains incredibly competitive.

Despite national uncertainty in years past, DFW and the surrounding regions have maintained strong housing demand due to population growth and a diverse economy. Because of this volume, there is healthy competition among lenders and builders.

In a typical subdivision, you might have one builder dictating prices. In contrast, large-scale developments—like those by Hillwood Communities—often feature five to eight different builders. This density of competition works in favor of the homebuyer. Builders are competing for your business, which often results in aggressive mortgage rate buy-downs and closing cost incentives that you simply won’t find in the resale market or smaller neighborhoods.

Understanding New Construction Mortgages & Rates

One of the most common points of confusion for homebuyers is the difference between the two main types of loans associated with new homes. It is vital to distinguish between a “construction loan” and a traditional mortgage on a newly built home.

What Is a Construction Loan and How Do Interest Rates Work?

When you search online for construction mortgage rates today or ask the average interest rate on a new construction loan, the results often refer to “construction-to-permanent” loans (also known as one-time close loans).

These loans are typically required when a buyer purchases a raw lot of land and hires a contractor to build a standalone home. Because the lender is taking on more risk during the building phase, these loans generally carry higher interest rates. They often require interest-only payments during the build and convert to a standard mortgage later.

How much are construction loan interest rates? Generally, they run 1% to 3.5% higher than traditional mortgage rates. These loans are necessary for individuals building on their own land, but they are not needed for buyers in a Hillwood community.

New Build Loans in Planned Communities

If you are buying a home in one of our current communities, the process is much simpler and more financially advantageous.

In a new home community by Hillwood, the home is built by a well-known builder. You do not need a high-interest construction loan to finance the building process. Instead, you secure a traditional conventional mortgage, similar to what you would use to buy a pre-owned home—but often with better terms.

The advantages of this path include:

• Builder Incentives: Because Hillwood Communities feature multiple builders competing for buyers, these builders frequently offer interest rate buydowns. This can lower your rate significantly below the standard Texas mortgage rates you see in the news.
• Lower Down Payments: Most buyers can get started with a relatively small deposit at contract signing, often as low as 0–3% of the purchase price, helping preserve cash for closing costs, moving expenses, or future needs.
• Government Loan Eligibility: FHA, VA, and USDA loans may be available to eligible buyers, offering more flexible qualification standards, competitive interest rates, and financing options designed to make homeownership more accessible.

What Will New Mortgage Rates Be Over the Next Six Months?

The question on everyone’s mind is: what will new mortgage rates be by summer 2026? While we avoid making firm predictions, the trend suggests a leveling off rather than a sharp drop or spike.

Even modest shifts in rates can impact your purchasing power. Therefore, it’s a good idea to:

1. Watch the trends, not just the daily news.
2. Get pre-qualified early. Knowing your numbers gives you the power to act quickly when a builder releases a new incentive.
3. Stay flexible. Sometimes choosing a home that is near completion (an “inventory home”) can offer better incentives than building from scratch.

How Today’s Interest Rates Impact Buying a Home in a Hillwood Community

When calculating affordability, the interest rate is only one variable in the equation. Buying a new home allows for better long-term budget planning.

New homes in Hillwood Communities are built to modern energy codes, often resulting in significantly lower utility bills compared to older resale homes. Furthermore, a new home comes with a warranty, saving you from the “hidden costs” of homeownership like replacing a roof or HVAC system in the first few years.

At Hillwood Communities, we operate by a set of guiding principles that focus on long-term value. Our builders aren’t just selling a house; we are curating a lifestyle. When you factor in the predictable monthly costs of a new home, combined with the lifestyle value of our amenities—pools, trails, fitness centers, event spaces, and lifestyle events—the return on investment extends far beyond the mortgage rate.

A Hopeful Outlook for New Home Buyers in 2026

The market has turned a corner. Current Texas mortgage rates have improved from recent highs, creating a window of opportunity for the prepared homebuyer. Rather than waiting on the sidelines for perfect conditions that may never arrive, 2026 offers a chance to make an informed decision in a more balanced environment.

The unique advantage of shopping within Hillwood Communities is choice. With multiple builders in our communities, you have the ability to compare offers and find a home that fits your budget. Many of our builder partners are offering competitive interest rate discounts that can bring your effective rate significantly lower than the 6% market average.

We invite you to explore the Hillwood difference. Find your perfect place, tour our model homes, speak with our builders, and see how a new home community can offer you not just a better interest rate, but a better way of life.

Moving to a new city is a thrilling adventure, filled with the promise of new experiences, new opportunities, and a new place to call home. But alongside the excitement, there’s often a quiet, nagging question: How will I find my people? Starting over socially can be daunting, especially when you’re getting adjusted to a new job, new streets, and a new daily routine.

The search for connection is universal. It’s the desire to move beyond just living in a neighborhood to truly belonging to a community. This sense of belonging is vital for our well-being, providing support, friendship, and a shared sense of identity. 

The good news is that building these meaningful connections doesn’t have to be left to chance. When a place is intentionally designed to bring people together—like many planned communities in Texas—finding your circle can feel natural and effortless.

Why Community Building Matters When You Move to a New City

Building a community is about more than just knowing your neighbors’ names; it’s about weaving a social fabric that supports you. The emotional and social benefits are immense. Having a network of friends and neighbors reduces feelings of isolation, provides a support system during challenging times, and enhances overall happiness. A strong community transforms a collection of houses into a vibrant, thriving hometown.

There’s a profound difference between simply living somewhere and truly belonging. Living is transactional—you receive your mail, you park in your driveway, you go to the local grocery store. Belonging is relational. It’s the comfort of knowing you can borrow a cup of sugar, the joy of seeing friendly faces on your evening walk, and the security of knowing people are looking out for you and your family. This deep sense of connection is what turns a new house into a cherished home, and effective community building is the key to unlocking it.

How to Build a Community in a New City: Start with Small, Intentional Steps

If you’re wondering how to build community in a new city, the answer often lies in taking small, consistent, and intentional steps. It starts with being open and present in your new environment.

• Get Involved Locally: Seek out local events, clubs, or neighborhood groups that align with your interests. Whether it’s a book club, a gardening group, or a local volunteer organization, shared activities are a powerful catalyst for friendship.
• Say “Yes”: When a neighbor invites you to a block party or a new acquaintance asks you for coffee, say yes! Putting yourself out there is the first step. Showing up consistently to the same places—the neighborhood park, the community pool, a local fitness class—creates familiarity and opens the door for conversation.
• Connect Through School: If you have children, their school is a natural hub for connection. Attend parent-teacher meetings, volunteer for a school event, or simply strike up a conversation with other parents at drop-off.
• Get to Know Your Neighbors: It doesn’t have to be a grand gesture. A simple wave, a friendly “hello” while getting the mail, or a compliment on their landscaping can be the start of a great neighborly relationship. These casual, everyday interactions build a foundation of trust and friendliness over time.
• Utilize Shared Spaces: The physical design of a neighborhood plays a huge role. Make a habit of using shared local spaces. Walk the trails, take your kids to the playground, or relax by the community lake. Physical proximity and walkability encourage spontaneous interactions that might not happen otherwise.

How to Build a Community Through Shared Experiences

While small interactions plant the seeds of connection, shared experiences are what help them grow. Wondering how to build a community that feels deep and lasting? It’s all about creating shared memories.

Community events serve as catalysts for building strong relationships. A neighborhood festival, a holiday celebration at the town square, or a summer concert series provides a relaxed and fun setting to meet people. This is where you move from neighbors to friends. 

Shared routines also create lasting bonds. Joining a regular fitness group, participating in a weekly farmers market, or taking part in a community volunteer initiative builds a rhythm of connection into your life. 

When a neighborhood’s design encourages this, community building becomes an organic part of daily living. Walkable streets, interconnected green spaces, and centrally located amenities don’t just look nice—they bring people together for shared experiences, day after day.

Planned Communities in Texas: Designed for Connection

This is where the concept of a new home community truly shines. Planned communities in Texas are more than just developments; they are thoughtfully designed environments created with a specific vision for lifestyle and connection. They intentionally remove many of the barriers to meeting new people by providing the framework for a rich social life.

Instead of hoping for connection, these communities are built for it. You’ll find built-in amenities like resort-style pools, fitness centers, parks, and trails that serve as natural gathering places. More importantly, many feature dedicated lifestyle programs that plan hundreds of events, classes, and clubs throughout the year, making it easy to meet people who share your interests. 

From multigenerational festivals to kid-focused activities, these opportunities foster natural connections that make a large area feel like a close-knit small town.

How Hillwood Communities Are Designed to Foster Connection

At Hillwood Communities, our approach has always prioritized people, not just properties. For over 35 years, our signature Lifestyle by Hillwood℠ has been about inspired placemaking and fostering an enriched sense of community. We believe a well-built life extends beyond the four walls of your home.

Our thoughtful layouts encourage walkability and outdoor living, making everyday interactions effortless. Parks, trails, and shared amenities are woven into the fabric of the neighborhood, serving as natural extensions of your backyard.

• In Harvest, amenities like the Harvest Farm, the Fit Barn, Farmhouse Coffee & Treasures, the Front Porch, and many others bring neighbors together through a shared interest in gardening and a thirst for fun.
• Pecan Square was designed around a classic Town Square, creating a central hub for events, amenities, and daily connections. The Greeting House (home of the coworking space, Post & Parcel, and Jack’s Snacks), Jackson Hall (with the Fitness Center, pools, game room, and classroom), and other amenities beyond The Square are places where residents see each other day after day and develop friendships.
• Union Park celebrates active lifestyles and the great outdoors, with a unique indoor-outdoor fitness facility, an ADA-compliant playground, two fishing ponds, pools, sport courts, and a 40-yard dash track that encourages friendly competition.
• Wolf Ranch’s signature amenities such as The Den and River Camp, are built right into the natural landscape surrounding the rustic San Gabriel River. With pools, playgrounds, sports courts, pavilions, and more than 16 miles of interconnected trails, it’s easy for residents to engage naturally with one another.
• Treeline leans into its natural surroundings with amenities like The Lookout, The Grove, Twig Park, The Treehouse, and Sky Park designed to help residents unplug and connect with both nature and each other.
• Pomona residents share a unique connection to the land and nature. Wide greenbelts, gently sloping hills, and century-old oak trees along the bayou that winds through the community create a beautiful, natural setting that’s perfect for socializing.
• Lilyana’s scenic greenbelts, winding trails, and thoughtfully designed open spaces create a peaceful setting that encourages neighbors to gather, relax, and build lasting friendships.
• Legacy offers lakeside living, beautiful parks, and extensive trails. Amenities here are intentionally crafted to inspire moments of connection and celebration
• Valencia has many places to meet and play, including trails, pickleball courts, an event lawn, and an infinity edge pool.

This commitment continues in our future new home communities. Ramble by Hillwood in Celina will feature a four-mile greenbelt of parks and open spaces, while Landmark by Hillwood in Denton is planned around a 1,100-acre green ecosystem, ensuring that nature is the backdrop for community life. And Melina by Hillwood in Georgetown will offer abundant places to engage with others, including parks, pools, and green spaces, amid the rolling hills outside Austin.

Building Community Starts at Home

Choosing where to live is one of the most important decisions you’ll ever make. As you search for your next house, we encourage you to look for more than just a floor plan. Look for a place designed for connection, a place with a built-in sense of spirit, and a place that makes it easy to put down roots and build a life you love.

We invite you to visit one of our new home communities and feel the Hillwood difference for yourself. See how the trails connect neighbors, watch families gather at the park, and imagine the life that’s waiting for you here.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy.

The Texas boom is no longer a secret. Headlines announcing a major company (many from California) moving its headquarters to or expanding its operations in the Lone Star State have become a weekly occurrence. This powerful trend of companies moving to Texas from California is doing more than just changing the economic landscape; it’s transforming communities and creating incredible opportunities for homebuyers.

This wave of Texas relocation is fueling significant job growth, introducing new industries, and inspiring people from across the country to seek a different way of life. As more professionals and their families make the move, they are taking a closer look at what Texas living truly has to offer. They aren’t just looking for a house; they’re searching for a place to put down roots, build connections, and enjoy a vibrant lifestyle. This shift is shining a spotlight on thoughtfully designed new home communities that deliver on that promise.

Why So Many California Companies Are Moving to Texas

The migration of corporations moving to Texas is driven by a powerful combination of factors that benefit both the businesses and their employees. Texas offers a famously business-friendly climate with no state income tax, a reasonable regulatory environment, and a lower overall cost structure. This allows companies to invest more in growth and innovation.

Beyond the balance sheet, Texas provides access to a massive, diverse, and skilled workforce, fed by world-class universities and a culture of opportunity. Its central U.S. location, coupled with major international airports and robust infrastructure, makes it a logistical hub for national and global operations.

It’s no secret that big companies moving to Texas—from tech giants to financial services firms—are also motivated by the exceptional quality of life they can offer their teams. Employees find their salaries go further, opening the door to homeownership and a more balanced lifestyle, which is a key reason so many are happily moving to Texas from California.

How Corporate Migration Impacts the Texas Housing Market

The influx of new residents, particularly those moving from California to Texas, has significantly increased housing demand in major metropolitan areas like Dallas-Fort Worth, Austin, and Houston. This corporate-driven migration is a primary driver behind the need for new home construction and the development of communities designed for modern families.

Unlike the crowded, high-cost markets they are leaving, new arrivals in Texas are discovering that homeownership is more attainable. The affordability advantage is significant, allowing families to purchase larger homes with more features than they could have imagined in California. This has led to a growing interest in new home communities that offer not just a place to live, but a complete lifestyle with built-in amenities, social programming, and long-term value.

What This Means for California Transplants

For those making the move from the West Coast, Texas offers a refreshing change of pace and a new set of expectations for what home can be.

Lifestyle Shifts

Many Californians experience a noticeable lifestyle shift when moving to Texas. Daily life often feels more spacious and less rushed, with larger homes and yards, lower living costs, and shorter commutes in many areas. The cultural pace tends to be more laid-back and community-oriented, and people commonly note a stronger emphasis on tradition, hospitality, and local pride. At the same time, newcomers adjust to hotter summers, different political climates, and a more car-centric way of living compared to some California cities.

Real Estate Expectations

In Texas, the emphasis is on community and connection. Homebuyers will find that new home communities are designed with intention, featuring amenities like resort-style pools, fitness centers, co-working spaces, and central gathering spots. Hillwood Communities, for example, is known for our signature Lifestyle by Hillwood℠ approach, which includes a full calendar of events and activities designed to turn neighbors into friends.

Cost of Living Benefits

The financial relief is undeniable. Lower housing prices, the absence of a state income tax, and more affordable daily expenses mean families have more disposable income to save, invest, or spend on creating memorable experiences together.

Popular Cities for Californians Relocating to Texas

As you explore your options, you’ll find that Hillwood has established premier communities in Texas’s most dynamic and desirable regions.

Dallas–Fort Worth Area

The DFW Metroplex is a major hub for corporate headquarters and offers a diverse economy with a rich cultural scene. Here, you’ll find some of our most celebrated communities:

• Harvest (Argyle, TX and Northlake, TX): One of the nation’s first “agrihoods,” Harvest honors its farming roots with a working professional farm, community gardening, private garden plots, and orchards of fruit trees that are the site of community picking events.
• Pecan Square (Northlake, TX): Designed to set a new standard for modern living, Pecan Square blends beautiful design with a forward-thinking, technology-driven lifestyle. With smart-home features, community-wide high-speed connectivity, and innovation woven into everyday life, the community is built for residents who value convenience, efficiency, and the future of connected living.
• Treeline (Justin, TX): Nestled among mature oak trees, Treeline encourages residents to unplug and connect with the outdoors through nature-themed amenities.
• Union Park (Little Elm, TX): A vibrant haven where lively community events bring neighbors together, Union Park encourages an active lifestyle with unique fitness-focused amenities like an ADA-accessible playground, an indoor/outdoor fitness park, and an extensive trail network. 
• Lilyana (Celina, TX): Just minutes from the big-city amenities of Frisco, Lilyana is a serene escape where modern homes meet winding trails, lush parks, and warm, neighborly charm.

• Our list of future new home communities in the DFW area is growing, with two exciting destinations in development:
  • Ramble (Celina, TX): Coming in Spring 2026, Ramble will offer an immersive nature experience with 4,000 planned homes winding through a four-mile greenbelt of parks and lakes.
  • Landmark (Denton, TX): Slated to open in Spring 2026, this 3,200-acre development will be a new destination to live, work, and learn, featuring 6,000 homes and an 1,100-acre green ecosystem.

Georgetown / Austin Area

Known for its vibrant music scene, tech industry, and the beautiful Texas Hill Country, the Austin area is a top destination.

• Wolf Ranch (Georgetown, TX): Located on the banks of the San Gabriel River, Wolf Ranch offers stunning Hill Country views and a lifestyle centered on outdoor adventure and community connection, just minutes from Georgetown’s charming town square.

Another new community by Hillwood is in the works for the area, with a planned opening date of Spring 2027:

• Melina (Georgetown, TX): A future Hillwood community, carefully envisioned to blend natural beauty with everyday connection. Melina will feature open green spaces, walkable trails, and inviting gathering places designed to foster a relaxed, connected lifestyle rooted in the charm of Georgetown.

Greater Houston Area

As a global center for the energy industry and home to a world-renowned medical center, Houston offers endless opportunities.

• Pomona (Manvel, TX): Just south of Houston, Pomona is a peaceful oasis with over 300 acres of wetlands and protected waters. Its tree-filled landscape and thoughtfully designed amenities create a sanctuary for modern living.
• Valencia (Manvel, TX): A vibrant Manvel retreat where lush parks, scenic trails, and community gathering spaces bring neighbors together, Valencia offers wellness-focused living with pickleball courts, playgrounds, and an inviting clubhouse for an everyday “sweet life.”
• Legacy (League City, TX): A thoughtfully planned community where tradition and connection come together. Legacy offers lakeside living, inviting green spaces, and scenic trails that encourage residents to gather, unwind, and enjoy everyday moments in a welcoming, connected setting.

The Benefits of Living in a Hillwood Community

For over 35 years, Hillwood Communities has been guided by a future-focused philosophy and a family legacy of visionary thinking. We don’t answer to quarterly reports; we answer to the generations of families who will call our communities home. This long-term view is why sustainability—social, economic, and environmental—is part of our DNA.

When you choose a Hillwood community, you benefit from:

• Modern, energy-efficient homes from the region’s top builders.
• Thoughtful community planning that preserves natural beauty and enhances long-term homeowner value.
• Our signature Lifestyle by Hillwood℠ programming, which fosters deep connections through hundreds of annual events, clubs, and activities.
• Abundant green spaces, including trails, parks, and unique gathering spots that invite you to explore.
• A welcoming environment designed for families, professionals, and anyone seeking a more connected way of life.

For out-of-state buyers navigating a new market, this thoughtful approach provides confidence and a seamless transition. You can explore available homes from our builders or choose from available home sites to build the home that’s perfect for your family.

FAQs Corporate Migration and Texas Real Estate

Find Your Place in Texas with Hillwood Communities

The best way to understand the Hillwood difference is to experience it for yourself. We encourage you to visit one of our communities, walk the trails, see the amenities, and imagine your new life in Texas.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy! Contact us or visit a community today to begin your homebuying journey.

Texas is booming. With its vibrant economy, rich culture, and wide-open spaces, it’s no wonder that families, professionals, and retirees are flocking to the Lone Star State. As this growth continues, a new question emerges for the modern homebuyer: not just what home to buy, but where to live a life that’s connected, convenient, and full of opportunity. 

The answer for many lies in the thoughtful design of the best master-planned communities in Texas. The thoughtfully designed planned communities in Texas offer more than just a house; they provide a complete lifestyle, blending beautiful homes with resort-style amenities, natural landscapes, and a genuine sense of belonging.

What Makes a Community “Master-Planned”?

The term “master-planned” signifies a holistic approach to development. Unlike a typical subdivision, which focuses primarily on building houses, a true planned community is a comprehensively designed environment where every element works in harmony. Imagine a place where residential neighborhoods seamlessly connect to parks, trail systems, top-rated schools, and convenient retail centers.

These communities are built around a vision for a specific lifestyle. They are meticulously designed to foster connection, encourage outdoor activity, and provide a framework for a well-built life. From programmed activities and community events that bring neighbors together to amenities that cater to families, remote workers, and active adults, every detail is considered to create an enriched living experience. This philosophy of inspired placemaking is the very foundation upon which Hillwood Communities builds its legacy.

Why Texas Leads the Way in Master-Planned Living

It’s no coincidence that Texas is a leader in developing exceptional new home communities. Several factors make the state the perfect canvas for this forward-thinking approach to living:

• A Thriving Economy: Strong job growth in major metro areas like Dallas-Fort Worth, Houston, and Austin attracts a steady stream of new residents seeking both career opportunities and a high quality of life.
• Affordability and Space: Texas offers a more affordable cost of living compared to many other states, along with the land needed to create spacious, amenity-rich environments.
• Investment in the Future: Significant investment in infrastructure ensures that these growing areas remain connected and accessible.
• A Welcoming Climate: The warm weather allows residents to enjoy outdoor amenities, parks, and recreational activities year-round.

This powerful combination makes Texas the ideal location for master-planned communities that offer a superior lifestyle and lasting value.

The Hillwood Difference: Inspired Placemaking for Enriched Communities

For over 35 years, Hillwood Communities has been at the forefront of creating the most acclaimed planned communities in Texas. Guided by the Perot family legacy of visionary thinking and a future-focused culture, we see development differently. As a privately owned company, we prioritize the long view, embedding social, economic, and environmental sustainability into our DNA. Our signature Lifestyle by Hillwood℠ approach is about more than just building homes—it’s about cultivating a genuine sense of community.

This commitment to excellence has earned our communities consistent recognition on national top-selling lists. But for us, the true measure of success is the vibrant, connected life our residents enjoy. We invite you to explore our new home communities to see the Hillwood difference for yourself.

Spotlight on Hillwood Communities Across Texas

Each Hillwood community is uniquely envisioned to reflect the character of its land and local culture, offering a distinct lifestyle for its residents.

Dallas–Fort Worth Area

The DFW Metroplex is a hub of innovation and family-centered living, and our communities here are designed to match. From agrihoods to town squares, you’ll find a diverse range of living experiences and affordable homes near Dallas.

• Pecan Square by Hillwood (Northlake): Awarded as a “Community of the Year,” Pecan Square captures the spirit of a classic Texas small town, centered around a bustling Town Square. It’s a place where neighbors meet for seasonal celebrations, kids play freely, and authentic connections are made every day.
• Treeline by Hillwood(Justin): Nestled among mature oak trees, Treeline is designed for those who want to unplug and connect with nature. With amenities like a library treehouse, a sky park for stargazing, and miles of trails, it’s a natural escape that’s still close to everything.
• Harvest by Hillwood (Argyle/Northlake): As a pioneering “agrihood,” Harvest centers life around a community farm and private gardens. It’s a place where families connect with the land and each other, enjoying a wholesome, active lifestyle.
• Union Park by Hillwood (Little Elm): Designed around a 30-acre Central Park, Union Park is a hub of outdoor recreation and community life. With an indoor-outdoor fitness facility, an ADA-accessible play park, fishing ponds, pools, and an extensive trail system, it fosters an active, social environment where neighbors gather and play.
• Lilyana by Hillwood (Celina): Offering a serene and picturesque setting, Lilyana is defined by its beautiful green spaces, winding trails, and contemporary amenities. It’s a peaceful retreat for families seeking a modern lifestyle in one of North Texas’s most sought-after corridors.

We are also excited about our future new home communities in the area, including Ramble by Hillwood in Celina, where homes will wind through an immersive nature experience, and Landmark by Hillwood in Denton, a 3,200-acre development blending residential, commercial, and a vast green ecosystem.

Georgetown / Austin Area

• Wolf Ranch by Hillwood (Georgetown): Capturing the iconic charm of the Texas Hill Country, Wolf Ranch offers a perfect balance of natural beauty and modern convenience. Residents enjoy breathtaking views, extensive trails along the San Gabriel River, and a warm, small-town atmosphere just a short drive from the energy of Austin.

Greater Houston Area

• Pomona by Hillwood (Manvel): Pomona is an oasis of green spaces and modern living. With hundreds of acres dedicated to parks, wetlands, and protective waters, it offers a serene escape with easy access to the Texas Medical Center and downtown Houston. The community’s robust lifestyle program ensures there’s always an event, club, or festival to bring neighbors together.
• Valencia by Hillwood (Manvel): Valencia is thoughtfully planned to foster a life centered around connection, relaxation, and wellness. Ideally located near local parks, top-rated schools, and Manvel Town Center, the community blends modern design with small-town warmth, creating a welcoming environment for families and an active, balanced lifestyle.
• Legacy by Hillwood (League City): Legacy blends modern living with timeless Texas tradition, offering scenic lakes, expansive parks, and a network of trails that promote connection and well-being. Legacy is a place for families to grow, thrive, and enjoy life together.

The Benefits of Living in a Hillwood Community

When you choose a Hillwood new home community, you’re investing in more than a property; you’re becoming part of an enriched way of life.

• Connection & Belonging: Our full-time lifestyle teams plan hundreds of events, from holiday festivals to fitness classes, fostering a welcoming environment where neighbors become friends.
• Health & Happiness: Thoughtfully designed green spaces, parks, and trail systems encourage an active, outdoor lifestyle.
• Future-Ready Planning: We build with the future in mind, incorporating advanced connectivity, planning for top-tier schools, and ensuring sustainable growth.

FAQs about Planned Communities in Texas

Find Your Place in Texas with Hillwood Communities

The best way to understand the Hillwood difference is to experience it. We invite you to visit one of our incredible communities across Texas. Wander the trails, see the amenities in action, and feel the unique spirit of connection that defines each place. Explore the beautiful home sites and find the perfect setting for your new chapter.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy! Come see for yourself why a Hillwood community isn’t just a place to live—it’s a place to thrive.

Timing Is Everything, Right?

“When is the best time to buy a house?” It’s one of the first and most frequent questions homebuyers ask, and for a good reason. Making the largest purchase of your life feels like it should be timed perfectly. While traditional real estate does have its distinct seasons, the truth is that the “best time” often has less to do with the calendar and more to do with your personal situation, financial readiness, and the type of home you’re looking for.

This guide will break down the traditional buying seasons in Texas and reveal why, especially when considering a new home community, any time of year can be the perfect time to find your new home.

Understanding the Traditional Real Estate Seasons in Texas

Historically, the Texas housing market, like many across the country, follows a predictable rhythm driven by weather, holidays, and the school year.

The Busy Spring & Summer Market (March – August)

As the Texas bluebonnets begin to bloom, the housing market heats up. Spring is traditionally the most popular time to buy a home, and this activity often extends through the summer months.

• Pros: This is peak season for inventory. More homes are listed for sale, giving you a wider variety of options to explore. The longer daylight hours and pleasant weather also make it an ideal time for house hunting.
• Cons: With more choice comes more competition. The spring and summer markets are often crowded with other homebuyers, which can lead to higher prices and the stressful possibility of bidding wars on existing homes. For families, the pressure to move and settle in before the new school year adds to the urgency.

The Cooler Fall & Winter Market (September – February)

Once school is back in session and the holiday season approaches, the real estate market typically cools down. Many potential homebuyers put their search on hold until the new year.

• Pros: The biggest advantage of the off-season is less competition. With fewer buyers in the market, you have more breathing room to make decisions. Sellers of existing homes may be more motivated to negotiate, potentially leading to a better price.
• Cons: The primary drawback is a significant drop in inventory. With fewer homes listed for sale, your choices are more limited, and you may have to compromise on your wish list.

So, Is Now a Good Time to Buy a House in Texas?

When a homebuyer asks, “Is this a good time to buy a house in Texas?” they’re often looking beyond seasonality. They want to know about the health of the market itself. The good news is that the Texas market remains one of the most dynamic and desirable in the nation.

Our state’s robust economy continues to create jobs and attract new residents from across the country and the world. This sustained growth makes investing in a Texas home a sound long-term decision. As a privately-owned company, Hillwood Communities has always focused on the long-term view—a philosophy that mirrors the stability and forward-thinking nature of the Texas economy itself.

Furthermore, factors like stabilizing interest rates can increase a homebuyer’s purchasing power, making homeownership more accessible. But the single greatest factor that changes the game for homebuyers is the availability of new construction homes, which operate on a different timetable entirely.

The New Construction Advantage: Why Any Season is a Good Season

Buying a home in a new home community fundamentally changes the rules of the timing game. At Hillwood, we and our builder partners work to eliminate the seasonal pressures and uncertainties of the resale market, putting you in control of your timeline.

• Consistent Inventory: Unlike the resale market, which sees inventory shrink in the fall and winter, our builders have homesites and move-in-ready homes available year-round. You don’t have to wait for the spring “peak” to find an incredible selection of homes. The right home is ready when you are.
• Less Competition Among Buyers: When it comes to existing homes, there is only one of any given home, so if two buyers want it at the same time, they may try to outbid each other. While not unheard of, bidding wars are rare at planned communities. Each builder has many homesites to choose from, and they usually have a few “spec” homes under construction. Buyers can work with their preferred builder in choosing a lot for a new construction home, and their preferred design, add upgrades, and personalize any floor plan by making design selections before completion.
• Builder Incentives: Our builder partners often offer attractive incentives to help make your dream home a reality. These can include contributions toward closing costs, financing advantages, or free upgrades like premium appliances or even a bonus room. These incentives are available throughout the year, providing significant value regardless of the season you choose to buy.

Choosing a new construction home with Hillwood Communities means you’re not just buying an affordable home near Dallas; you’re becoming part of a place built with a future-focused vision. It’s an approach that has guided our company legacy for generations, from transformative enterprises like AllianceTexas to our award-winning communities across the state.

Find Your Perfect Time to Buy at a Hillwood Community

So, what is the best month to buy a house in Texas? While the traditional market has its cycles, the best time to buy a home is truly when you are financially prepared and find a home that fits your life. In a Hillwood new home community, that time could be today.

The real Hillwood difference is something you have to see to believe. It’s in the thoughtful way a trail connects neighbors to nature and to school. It’s in the laughter you hear at the community event lawn during a seasonal festival. It’s in the simple joy of an agrihood like Harvest, where hometown nostalgia meets innovative planning, or the vibrant town square of Pecan Square, the new gathering place for Northlake. It’s in the rustling leaves of mature oak trees at Treeline in Justin, or the winding natural paths at our newest community, Ramble in Celina.  

Each community is uniquely envisioned to provide meaningful opportunities for homeowners to enjoy a fulfilling life.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy! We invite you to visit one of our current or future new home communities across the Dallas-Fort Worth, Austin, and Houston areas. Come and explore the parks, walk the trails, and see the amenities firsthand. Discover a place where your timeline is the only one that matters, and find a home that’s ready to welcome you, any season of the year.

Buying a new home is one of life’s most exciting milestones. It’s a time filled with dreams of decorating, hosting family, and putting down roots in a vibrant community. While the listing price and mortgage are top of mind, savvy homebuyers know that the true cost of homeownership extends beyond the monthly principal and interest payment. Understanding these additional expenses, often called the hidden costs of homeownership, is the key to budgeting confidently and enjoying your new home without financial surprises.

The good news for Texans? While a 2024 Bankrate study revealed that hidden homeownership costs have surged by 26% nationwide since 2020, Texas has seen one of the smallest increases in the country at just 14%. This positions the Lone Star State as a place of relative stability and value for prospective homebuyers. Keep reading to explore why the hidden costs of buying a home in Texas are more attractive than in other places around the country.

How Texas Compares to Other States

While the national average for hidden homeownership costs now sits at approximately $17,500 annually, Texas remains comfortably below that figure. This financial advantage becomes even more apparent when compared to states like Utah, Idaho, and Hawaii, which have experienced dramatic cost spikes. For homebuyers looking for more affordable homes with long-term value and predictable expenses, Texas typically can offer a stable financial landscape for putting down roots.

Major Categories of Hidden Costs

The “true cost of homeownership” is a combination of several key expenses. Beyond your mortgage, the most significant recurring costs typically include:

• Property Taxes: A necessary expense that funds local services like schools, public parks, emergency services, and infrastructure
• Homeowners Insurance: Protects your largest investment from unforeseen events
• Maintenance and Repairs: The ongoing upkeep required to keep your home in top condition
• Utilities, Internet, and Cable: Essential monthly services for modern living 
• HOA Dues: Owning a home in many planned communities, including Hillwood Communities, involves paying HOA dues, but depending on the community, those dues may cover some of your monthly utilities and expenses such as cable TV service, Internet service, front yard maintenance, security monitoring, etc. HOA dues also pay for the maintenance of the amenities and grounds at the community. Ask the HOA management team for details about what is covered at your preferred community. 

Property Taxes in Texas

It’s true that Texas has property tax rates that are higher than the national average. However, this is balanced by a significant financial benefit: Texas is one of a handful of US states that does not levy a personal income tax on its residents. This trade-off often results in a lower overall tax burden for residents. 

Furthermore, the cost of living in many parts of Texas remains at or below the national average. Property tax rates vary by county and city, so it’s important to research the specific rates for the area where you plan to buy.

Homeowners Insurance Costs

Across the country, increasingly volatile weather patterns have led to a rise in homeowners’ insurance premiums. Texas is no exception, and budgeting for a realistic insurance payment is a critical part of planning your home purchase. A new construction home, built to the latest codes and standards, can sometimes help moderate these costs compared to older properties.

Maintenance, Repairs, and Utilities

A common rule of thumb is to budget 1-2% of your home’s value for annual maintenance and repairs. For a new construction home, initial repair costs are often minimal and covered by builder warranties, providing significant peace of mind. However, ongoing maintenance is still essential. As for utilities, these costs continue to rise and should be factored into your monthly budget.

Upfront and Recurring Fees Beyond the Mortgage

In addition to ongoing expenses, homebuyers should prepare for one-time closing costs, which can include appraisal fees, inspections, and title insurance. As mentioned above, another recurring cost is Homeowners Association (HOA) fees. 

In Hillwood Communities, these fees are a direct investment in your quality of life. Not only do they fund the incredible amenities and beautifully maintained common areas, they also pay for our signature Lifestyle by Hillwood programming that brings neighbors together for everything from holiday festivals to fitness classes to craft workshops to block parties.

Frequently Asked Questions About Texas Homeownership Costs

Practical Tips for Budgeting and Planning

Being prepared is the best way to turn the hidden costs of buying a home into predictable ones. Start by creating a detailed budget that accounts for all the expenses listed above. Aim to build an emergency fund that can cover 3-6 months of living expenses for complete peace of mind.

By understanding the full financial picture, you can confidently navigate the homebuying journey. With careful planning, you’ll find that today’s market presents a fantastic opportunity.

Hillwood Communities in Texas Offer Enduring Value

The best way to see how value, lifestyle, and community come together is to experience it firsthand. We invite you to explore the beautiful new homes at one of our affordable new home communities in DFW, greater Austin, or the Houston area, learn about our future new home communities, and discover the well-built life that awaits.

Our new construction builders have available homes, and many are offering incentives, so now is a great time to buy!